Fee Schedule







CRANSTON MUNICIPAL EMPLOYEES CREDIT UNION FEE SCHEDULE
EFFECTIVE: 06/15/09
FEES APPLICABLE TO ALL ACCOUNTS:
Statement Copy $1.00 per copy
Account Inquiry NO FEE
Automatic or Telephone Transfer NO FEE
Initial Membership Fee $0.25
More than 1 Check withdrawl per day $2.00 per check
Overdrawn Items $15.00 per item
Stop Payment Order $10.00 each
Deposited Item Return $15.00 per item
ATM Transactions Six (6) Free per month, above 6; $1.00 per transaction
ATM Card Annual Fee NO FEE
ATM Replacement Card Fee (if not waived) $5.00
FEES APPLICABLE TO SHARE DRAFT ACCOUNTS:
Monthly Account Service Fee*
(this fee will be waived when you maintain an actual account balance of $300.00 or more for the month in your Share Draft Account, or with Net Pay Deposits to your Share Draft Account.)
$3.00
Insufficient Funds $15.00 per item
Uncollected Funds $15.00 per item
Stop Payments $10.00 per item
Deposited Checks Returned Unpaid $15.00 per item
Copy of Drafts $1.00 per copy
Involuntary Account Closing Costs $10.00 if unused drafts are not returned
Statement Copy $1.00 per page
Account Reconcilliation $10.00 first hour; $5.00 each additional hour
Draft Printing Fees based upon your selection
FEES APPLICABLE TO MONEY MARKET SAVINGS ACCOUNTS:
In Excess of Transaction Limitations $5.00 per item
WIRE TRANSFERS:
Domestic Incoming or Outgoing $15.00 per item
Foreign Incoming or Outgoing $25.00 per item
OTHER:
Pre-authorized Deductions are Limited to six (6) per month.  
Cranston Municipal Employees Credit Union reserves the right to pass on any applicable cost from a correspondent financial institution.  
*There are no Monthly Service Fees for Members 62 years of age and older.  
 

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