Fee Schedule







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CRANSTON MUNICIPAL EMPLOYEES CREDIT UNION FEE SCHEDULE
EFFECTIVE: 11/1/15
FEES APPLICABLE TO ALL ACCOUNTS:
Statement Copy $1.00 per page
Account Inquiry No Fee
Automatic or Telephone Transfer No Fee
Initial Membership Fee $0.25
More than 1Treasurer Check withdrawl per day $5.00 per check
Stop Payment Order $20.00 each
Deposited Item Return $15.00 per item
ATM Transactions Six (6) Free per month, above 6; $1.00 per transaction
ATM/Debit Card Replacement Fee $10.00
ATM/Debit Card Replacement Fee/Rush $10.00 Plus any applicable costs
PIN Replacement Mailer $2.00
Monthly Account Service Charge/Draft*
           
No Fee
Insufficient Funds $25.00 per item
Uncollected Funds $25.00 per item
Stop Payment/Corporate Check $25.00 per check
Copy of Drafts $5.00 per copy
Duplicate Lien Release $10.00 per item 
Early Club Closeout $5.00
Early Club Withdrawal $5.00
Escheat Fee $5.00
Levy Processing $25.00
Subordination Fee $100.00
Offsite Document Retrieval $25.00 per item
Incorrect Address/Handling Fee $2.00
Account Reconciliation $20.00 per hour
Account Research Fee

        $20.00 per hour

Draft Printing Fees based upon your selection
FEES APPLICABLE TO MONEY MARKET SAVINGS ACCOUNTS:
In Excess of Transaction Limitations (Monthly after 6 Transactions) $5.00 per item
WIRE TRANSFERS:
Domestic Incoming/Outgoing $15.00/$20.00 per item
Foreign Incoming/Outgoing $25.00/$40.00 per item
OTHER:
Pre-authorized Deductions are Limited to six (6) per month.  
Cranston Municipal Employees Credit Union reserves the right to pass on any applicable cost from a correspondent financial institution.  
Currency Conversion Fee and Cross Border Transaction Fee: (Includes any transaction converted to U.S currency and any cross border transactions where the licensed card merchant and the issuer are located in different countries.) - Up to 2% of the transaction amount.  
 

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