Welcome to the Cranston Municipal Employees Credit Union. 
Since 1946 the Cranston Municipal Employees Credit Union has been serving the financial needs of the city of Cranston's employees and their immediate family members by offering competitive rates and personal, friendly service. Experience the difference of credit union service. Visit us often and learn more about the benefits that are available to you. Contact us at anytime - we are here to serve you, our valued member owner.

 

 

 

Need A Loan?
Come on in and talk to your friends at your credit union. Let our friendly staff show you how easy it can be to get a CMECU loan. No hassles and no long waiting for approvals. We have experienced loan officers here everyday with the authority to approve your loan request. We will normally have an answer for you within 24 hours. Not fast enough? Just ask and we will do all that we can to accommodate your needs. You can apply in person, or over the telephone, or right now, right here, on-line! Need a loan application? You can go to our loan application section and print down an application that you can fax to us or you can apply on-line through our secure site loan application. What could be easier? CMECU has some of the best loan rates and terms around. What are you waiting for? CMECU is your friendly credit union and it is where you belong!!!!!!!!!! Click here to complete an online loan application.

 

SIXTY-FOURTH ANNUAL MEETING
The sixty-fourth Annual Meeting of the Cranston Municipal Employees Credit Union will take place on Tuesday, March 9, 2010 at the Cranston Senior Center, 1070 Cranston Street, Cranston, RI. The meeting will start promptly at 6:30 PM and will conclude with a delicious buffet meal. Please mark your calendars and plan to join us. This is your opportunity to share your views and have a say in the continuing strength of our credit union.

 

 

 

2010 COLLEGE SCHOLARSHIP PROGRAM
CMECU is pleased to announce that we will again participate with the Credit Union Association of Rhode Island in sponsoring the College Scholarship Program. The Credit Union Association will award eight (8) scholarships of $500 each through the program. The eligibility rules and applications are available at the Credit Union Office, Cranston East and West High Schools, City Hall Personnel Department, and the School Administration Building. Completed applications must  be submitted to the credit union no later than April 5, 2010.

 

Your credit union has teamed up with MasterCard in an effort to help you enjoy a more secure online shopping experience when using a participating online merchant. MasterCard SecureCode is a private code for added protection against unauthorized use of your debit card. Click here to sign up for the MasterCard SecureCode program. Click here to review the MasterCard SecureCode Terms of Service Agreement. We hope that you will enjoy the added security for your CMECU debit card that this service will provide for you. Please contact the credit union for additional information.

 

The Cranston Municipal Employees Credit Union has installed a cash dispensing ATM at the Cranston City Hall for your convenience. The address is 869 Park Ave., Cranston, RI. The ATM is available during the normal business hours for City Hall. Normal business hours are Monday-Friday (except holidays) 8:30 AM to 4:30 PM. We hope that you will enjoy the added convenience that this credit union service can bring to you. Click here to find additional surcharge free ATM locations.

 

 

Our Money Market Savings Account offers you rock solid rates, rock solid security, and peace of mind. Earn a great rate with no withdrawal penalty. As with all credit union deposit accounts, your money is federally insured by NCUA, the National Credit Union Administration, a U S Government Agency, to at least $100,000.00. Contact us for more information about this great account and the many other benefits available to you as a member of the credit union.

 

 

We are pleased to announce our toll-free telephone service. When you are out of the local calling area, whether you are in Florida for the Winter or Narragansett or Newport for the Summer, you can still reach us just as easily as when you are in the neighborhood! Our Toll-Free Number is available for you at 1-877-442-6328.

 

 

PTL (Personal Teller Line) is an audio response service brought to you by CMECU for your convenience. You can now call us 24 hours a day and receive account information. Just imagine picking up the telephone for an update on account balances, last deposit, dividends earned, or checks paid on your checking account. You will also be able to request a check withdrawal, or transfer within your own account, share to share or share to loan. PTL is truly a unique service that we are pleased to offer to our members. This service will allow you to do most of your credit union business by phone, conveniently from your home, office or travel destination. All you need is a touch-tone telephone, your system number, your account number, and your security code. Our toll-free number for PTL is 1-800-310-7598. If you would like more information call us today!

 

 

You can purchase or redeem United States Savings Bonds at CMECU. There is no need to run all around town for savings bonds. You can now use your credit union for this service! United States savings bonds are a safe investment that you can depend on. Visit us soon and purchase that savings bond for your favorite graduate or for that special birthday.

 

 

American Express Travelers Cheques are available for sale to all members at the credit union. There is no fee for the purchase of the traditional American Express Travelers Cheques. Don't take chances. Protect your vacation money with American Express Travelers Cheques. The credit union also has American Express Travelers Cheques for Two and American Express Gift Cheques available for a nominal fee.

 

 

Your sharedraft/checking account is like "Old Faithful". Even with the added convenience of ATM and Debit Cards, your credit union checking account is like "Old Faithful" when it comes to managing your personal finances. Checks continue to be the safe, secure and convenient method of payment that you and other members have enjoyed for years. There are times when a check is the only way to go, and our low fees make using the account affordable. You can count on it. Have your "Net Pay' direct deposited and pay "no fees" at all. Contact us at 463-3010 about a sharedraft/checking account and the cards that go with it today.

 

 

Millions of consumers now enjoy the convenience of debit cards instead of checks. But when you use your debit card, save your sales slips and record all transactions in sharedraft/checking account register as soon as possible. That way you'll avoid overspending and costly overdraft fees.

 

 

Looking for information on topics of interest? Check out our links page for some fun, educational, and timely information. We have selected sites that we thought would be of particular interest to our members. Choose from sites with local, state, and national information. Select sites to find a convenient surcharge free ATM, or driving directions, or automobile history reports. Learn about identity theft and what you can do to protect yourself, and much more. Click here for your online information source. This is another service brought to you by your credit union.