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PLEASE PLAN ACCORDINGLY! Review the following announcements


1)      BillPay Site will be having scheduled maintenance from Saturday, October 24, 2020 11:00 PM through Saturday October 25, 2020, 5:00 AM. The site will be unavailable during this time



2)       Our New Website will launch on November 1, 2020. There will be no access to this site or the new site, which includes Online Banking from Friday October 31, 2020, 3:00 PM through Saturday November 1, 2020 12: 00 PM


  For the safety and wellbeing of both our Members and Staff, we ask that everyone visiting our office please wear a face mask and respect the boundaries of social distancing. 

We appreciate your cooperation. 

For those people that do not file taxes, you may click here for assistance in receiving your Stimulus Payment should you qualify for one.

For further information on alternative ways to conduct your day-to-day banking - CLICK HERE


Welcome to the Cranston Municipal Employees Credit Union 
Since 1946 Cranston Municipal Employees Credit Union has been serving the financial needs of our Members by offering competitive rates and personal, friendly service.

Experience the "Credit Union" difference by visiting us often to learn more about all the great benefits available to you as a Member.

Reach out to us at anytime - we are here to serve you, our valued Members.

Click here for an on-line Membership Application. Click here for membership eligibility requirements. 



Here are some of the Products & Services CMECU has to offer...

Shared Branching
Access your CMECU accounts at a CU Service Center location near you! Through a special partnership with other credit unions, we have made your money more accessible to you than ever before. Conduct transactions at thousands of locations throughout the US. Make your deposits, transfers, withdrawals, loan payments, balance inquiries, purchase money orders and more. (Not all services available at all locations - call to check availability)

Just ask to do a "Shared Branching transaction" provide your CMECU account number, identify yourself as a CMECU Member and provide a valid government issued picture identification with signature.

Additional rules may apply. Click here for Shared Branching locations.

You may also access your credit union account at any time by calling our Call Center at (866) 692-8669 where you will be assisted by a live Member Service Agent.


Access all of your CMECU accounts from the privacy and security of your own personal computer, tablet or mobile device.

  • Review transaction history
  • Transfer money between your CMECU accounts
  • Pay your bills with Online Bill Pay
  • And much more...!

Access CMECU24 Online Banking in the left on this page and enroll on-line today!



Pay all your bills securely through the convenience of CMECU24 Online Banking. You will need a CMECU checking account and CMECU24 Online Banking access to utilize this service.

Give Bill Pay a test drive by clicking on the Bill Pay Demo navigation button located on the left margin of this page.

You may enroll for Bill Pay by signing into CMECU24. On the left of your accounts page click on the link for Bill Pay, complete the enrollment page, and we will get you started.


Surcharge Free ATMs

CMECU has a cash dispensing ATM at the Cranston City Hall located at 869 Park Avenue in Cranston, Rhode Island. The ATM is available during City Hall business hours.

Click here to find Surcharge Free ATM Locations through the Rhode Island Credit Union Connection.

Click here to find Surcharge Free ATM Locations through the SUM Network.



PTL - Personal Teller Line (800) 310-7598
PTL is a Telephone Banking service. You may call PTL 24 hours a day to receive account information including last deposit, interest earned, even checks paid on your checking account. You may also request a check withdrawal, or transfer between your own savings, checking and loan accounts. 

PTL will allow you to do most of your credit union business from the convenience of your touch tone phone.

Call us today at (401) 463-3010 or Toll Free at (877) 442-CMECU (6328)                                                


CMECU Debit MasterCard with MobiMoney Management (see below)
A CMECU Debit MasterCard is a great way to access the funds in your CMECU Checking Account without having to actually carry cash.

  • Make ATM withdrawals from your CMECU accounts
  • Make purchases online or in person wherever MasterCard is accepted
  • Pay bills online and much, much more...

Call us today at (401) 463-3010 or Toll Free at (877) 442-CMECU (6328) to apply for your CMECU Debit MasterCard.                              


MobiMoney Card Management App
MobiMoney is a free mobile app that offers innovative features to help reduce fraudulent transactions while helping you manage your CMECU Debit MasterCard or ATM card. 

  • Activate and deactivate your cards
  • Receive instant alerts on your mobile device
  • Limit use based on location, merchant preferences, transaction types, and threshold amounts.

Download the MobiMoney App today from the Google Play Store or the Apple App Store. 

Click here to view a video to learn more about MobiMoney 



Contact us with any questions you may have about any of our Products or Services...we are always happy to help you!

Lobby Hours: Monday - Friday 10:00 AM - 4:30 PM
Telephone: (401) 463-3010 or Toll Free at (877) 442-CMECU (6328)
Fax: (401) 463-3319
E-Mail: info@cranstonmecu.org
Location: 1615 Pontiac Avenue, Cranston, Rhode Island 02920-4491
Personal Teller Line: (800) 310-7598
Report a Lost or Stolen ATM or Debit Card: (877) 442-6328
Change your ATM / Debit Card PIN (800) 272-9222







Useful, Informational & Entertaining Resources

Looking for information on topics of interest? Check out our Useful Links page for some fun, educational, and timely information.

We have selected sites that we thought would be of particular interest to our members. Choose from sites with local, state, and national information.

Learn about identity theft and what you can do to protect yourself, and much more. 

Click here for Useful Links!

Thank you for your continued trust in Cranston Municipal Employees Credit Union. 




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