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Loan Rates
Better Loan Rates Saves You Money
| Term | Mthly Payment Per $1,000 | APR* |
|---|---|---|
| New & Used Vehicles | ||
| Up to 48 months | $23.60 | 6.24% |
| Up to 60 months | $19.68 | 6.74% |
| Up to 72 months | $17.05 | 6.99% |
| New Vehicles Only | ||
| Up to 84 months | $15.22 | 7.24% |
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Published rate includes a .25% rate discount when you maintain a direct deposit into a CMECU checking account and .25% when you maintain an autopayment from your CMECU checking account. Rates are subject to change at any time.. **New auto loans are for 2024 and 2023 model years with less than 8,000 miles. Used auto are for 2023 and older model years. ***All Vehicle and Recreational Vehicle Loans require Vendor Single Insurance (VSI) for a fee of $21. | ||
| Loan Type | Term | Mthly Payment Per $1,000 | APR* |
|---|---|---|---|
12 Month Special | |||
| Personal | Up to 12 Months | $86.37 | 7.89% |
| More Great Rates | |||
| Personal | Up to 24 months | $45.92 | 9.49% |
| Personal | Up to 60 months | $21.74 | 10.99% |
| Savings Secured | Up to 60 months | $18.47 | 4.10% |
| Certificate Secured | Up to Maturity | Varies Based on CD Rate | Certificate Rate + 3.00% |
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Published rate includes a .25% rate discount when you maintain a direct deposit into a CMECU checking account and .25% when you maintain an autopayment from your CMECU checking account. | |||
| Mortgage Offering | Rate | Points | APR* | Payment ** |
|---|---|---|---|---|
| 30 Yr Fixed | 7.13% | 0 | 7.18% | $2,021 |
| 15 Yr Fixed | 6.50% | 0 | 6.58% | $2,613 |
| 5/1 ARM - Treasury | 7.00% | 0 | 7.56% | $1,996 |
| 7/1 ARM - Treasury | 7.13% | 0 | 7.52% | $2,021 |
| 10/1 ARM - Treasury | 7.38% | 0 | 7.58% | $2,072 |
* APR = Annual Percentage Rate ** Sample Payment assumes a loan amount of $300,000 with an 80% loan to value. | ||||
| Rates posted are indications only and are subject to change without notice. Your actual rate and/or points may be different, as many factors can affect the final interest rate. | ||||
| Term | Mthly Payment Per $1,000 | APR* |
|---|---|---|
| Motorcycle Loans | ||
| New - Up to 84 months | $15.34 | 7.49% |
| Used - Up to 60 months | $16.61 | 9.99% |
| Recreational Vehicle Loans | ||
| New - Up to 120 months | $12.40 | 8.49% |
| Used - Up to 120 months | $12.94 | 9.49% |
| Boat Loans | ||
| New - Up to 84 months | $15.84 | 8.49% |
| Used - Up to 84 months | $16.35 | 9.49% |
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Published rate includes a 0.25% discount when you maintain auto pay and a 0.25% discount when auto payments are made from your CME Credit Union MyLife Checking Account . Rates are subject to change at any time.
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