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CME CU Auto Loans

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Buy or Refinance Your Car the CME CU Way

Buying or refinancing your car has never been easier. With flexible terms and 125%* financing we make it simple to make your best deal and save money with some of the very best rates around.


  • Ready to when you are to get started
  • Schedule a time with a CME CU Team Member
  • Get pre-approved and shop with confidence
  • We will have you on the road in no time

Click to schedule


  • Low fixed rate when you refinanced your loan with CME CU
  • Borrow up to 125% of your car's value
  • Get started by applying today and a CME CU Team Member will help you with your choices

Call us at 401/463-3010

Apply Now


  • Same Low Fixed Rate for new or used
  • Finance up to 125% of the NADA value or 125% the purchase price.
  • Refinance the car you love today to lower the payment or interest rate.
  • Make your payment affordable with terms up to 84 months
  • Take advantage of no payments for 90 days.

Apply NowCaculate Payment

New or Used Autos
Effective Date: Saturday, September 30th, 2023
TermMthly Payment Per $1,000APR*
New & Used Vehicles
Up to 48 months $23.36 5.99%
Up to 60 months $19.34 6.24%
Up to 72 months $16.60 6.71%
New Vehicles Only
Up to 84 months $14.88 6.74%

*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Rate includes a 0.50% discount given for an automatic payment from a CME Credit Union Account. Rates are subject to change at any time.

**New auto loans are for 2023 and 2022 model years with less than 8,000 miles. Used auto are for 2022 and older model years.

***All Vehicle and Recreational Vehicle Loans require Vendor Single Insurance (VSI) for a fee of $21.

Answers to your Car Loan Questions

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