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CME CU Loan Rates

Loan Rates

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Better Loan Rates Saves You Money

New or Used Autos
Effective Date: Sunday, April 14th, 2024
TermMthly Payment Per $1,000APR*
New & Used Vehicles
Up to 48 months $23.60 6.24%
Up to 60 months $19.68 6.74%
Up to 72 months $17.05 6.99%
New Vehicles Only
Up to 84 months $15.22 7.24%

*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Published rate includes a .25% rate discount when you maintain a direct deposit into a CMECU checking account and .25% when you maintain an autopayment from your CMECU checking account. Rates are subject to change at any time..

**New auto loans are for 2024 and 2023 model years with less than 8,000 miles. Used auto are for 2023 and older model years.

***All Vehicle and Recreational Vehicle Loans require Vendor Single Insurance (VSI) for a fee of $21.

Personal Loans
Effective Date: Sunday, April 14th, 2024
Loan TypeTermMthly Payment Per $1,000APR*

12 Month Special

Personal Up to 12 Months $86.37 7.89%
More Great Rates
Personal Up to 24 months $45.92 9.49%
Personal Up to 60 months $21.74 10.99%
Savings Secured Up to 60 months $18.47 4.10%
Certificate Secured Up to Maturity Varies Based on CD Rate Certificate Rate + 3.00%

*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Published rate includes a .25% rate discount when you maintain a direct deposit into a CMECU checking account and .25% when you maintain an autopayment from your CMECU checking account.

First Mortgage Rates
Effective Date: Sunday, April 14th, 2024
Mortgage OfferingRatePointsAPR*Payment **
30 Yr Fixed 6.88% 0 6.92% $1,971
15 Yr Fixed 6.38% 0 6.45% $2,593
5/1 ARM - Treasury 7.00% 0 7.49% $1,996
7/1 ARM - Treasury 7.13% 0 7.47% $2,021
10/1 ARM - Treasury 7.38% 0 7.55% $2,072

* APR = Annual Percentage Rate

** Sample Payment assumes a loan amount of $300,000 with an 80% loan to value.

Rates posted are indications only and are subject to change without notice. Your actual rate and/or points may be different, as many factors can affect the final interest rate.

Motorcycle, Boat or RV
Effective Date: Sunday, April 14th, 2024
TermMthly Payment Per $1,000APR*
Motorcycle Loans
New - Up to 84 months $15.34 7.49%
Used - Up to 60 months $16.61 9.99%
Recreational Vehicle Loans
New - Up to 120 months $12.40 8.49%
Used - Up to 120 months $12.94 9.49%
Boat Loans
New - Up to 84 months $15.84 8.49%
Used - Up to 84 months $16.35 9.49%

*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Published rate includes a 0.25% discount when you maintain auto pay and a 0.25% discount when auto payments are  made from your CME Credit Union MyLife Checking Account . Rates are subject to change at any time.


**New vehicle loans are for 2024 and 2023 model years with less than 8,000 miles. Used vehicle are for 2023 to 2016 model years.


***All Vehicle and Recreational Vehicle Loans require Vendor Single Insurance (VSI) for a fee of $21.