CME CU Loan Rates

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Better Loan Rates Saves You Money

New or Used Autos
Effective Date: Thursday, November 30th, 2023
TermMthly Payment Per $1,000APR*
New & Used Vehicles
Up to 48 months $23.60 6.24%
Up to 60 months $19.57 6.49%
Up to 72 months $16.93 6.74%
New Vehicles Only
Up to 84 months $15.10 6.99%

*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Rate includes a 0.50% discount given for an automatic payment from a CME Credit Union Account. Rates are subject to change at any time.

**New auto loans are for 2023 and 2022 model years with less than 8,000 miles. Used auto are for 2022 and older model years.

***All Vehicle and Recreational Vehicle Loans require Vendor Single Insurance (VSI) for a fee of $21.

Personal Loans
Effective Date: Thursday, November 30th, 2023
Loan TypeTermMthly Payment Per $1,000APR*
Personal Up to 24 months $45.24 8.74%
Personal Up to 60 months $21.42 10.74%
Savings Secured Up to 60 months $22.47 4.20%
Certificate Secured Up to Maturity $84.72 Certificate Rate + 3.00%

*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Rate includes a 0.50% discount given for an automatic payment from a CME Credit Union Account. Rates are subject to change at any time.

First Mortgage Rates
Effective Date: Thursday, November 30th, 2023
Mortgage OfferingRatePointsAPR*Payment **
30 Yr Fixed 6.63% 0 6.67% $1,921
15 Yr Fixed 6.13% 0 6.20% $2,552
5/1 ARM - Treasury 7.00% 0 7.63% $1,996
7/1 ARM - Treasury 7.13% 0 7.58% $2,021
10/1 ARM - Treasury 7.38% 0 7.62% $2,072

* APR = Annual Percentage Rate

** Sample Payment assumes a loan amount of $300,000 with an 80% loan to value.

Rates posted are indications only and are subject to change without notice. Your actual rate and/or points may be different, as many factors can affect the final interest rate.

Motorcycle, Boat or RV
Effective Date: Thursday, November 30th, 2023
TermMthly Payment Per $1,000APR*
Motorcycle Loans
New - Up to 84 months $15.59 7.99%
Used - Up to 60 months $21.01 9.49%
Recreational Vehicle Loans
New - Up to 120 months $11.79 7.49%
Used - Up to 120 months $11.79 7.49%
Boat Loans
New - Up to 84 months $15.59 7.99%
Used - Up to 84 months $20.76 8.99%

*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Rate includes a 0.50% discount given for an automatic payment from a CME Credit Union Account.


**New vehicle loans are for 2023 and 2022 model years with less than 8,000 miles. Used vehicle are for 2022 to 2016 model years.


***All Vehicle and Recreational Vehicle Loans require Vendor Single Insurance (VSI) for a fee of $21.