CME CU Loan Rates

Loan Rates

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Better Loan Rates Saves You Money

New or Used Autos
Effective Date: Saturday, February 4th, 2023
TermMthly Payment Per $1,000APR*
New & Used Vehicles
Up to 48 months $22.50 3.99%
Up to 60 months $18.68 4.74%
Up to 72 months $16.03 4.99%
New Vehicles Only
Up to 84 months $14.30 5.49%

*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Rate includes a 0.50% discount given for an automatic payment from a CME Credit Union Account. Rates are subject to change at any time.

**New auto loans are for 2023 and 2022 model years with less than 8,000 miles. Used auto are for 2022 and older model years.

***All Vehicle and Recreational Vehicle Loans require Vendor Single Insurance (VSI) for a fee of $21.

Personal Loans
Effective Date: Saturday, February 4th, 2023
Loan TypeTermMthly Payment Per $1,000APR*
Personal Up to 24 months $45.45 9.24%
Personal Up to 60 months $21.66 11.24%
Savings Secured Up to 60 months $22.47 4.20%
Certificate Secured Up to Maturity $84.72 Certificate Rate + 3.00%

*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Rate includes a 0.50% discount given for an automatic payment from a CME Credit Union Account. Rates are subject to change at any time.

First Mortgage Rates
Effective Date: Saturday, February 4th, 2023
Mortgage OfferingRatePointsAPR*Payment **
30 Yr Fixed 5.75% 0 5.80% $1,751
15 Yr Fixed 5.00% 0 5.08% $2,372
5/1 ARM - Treasury 5.13% 0 6.23% $1,633
7/1 ARM - Treasury 5.38% 0 6.15% $1,680
10/1 ARM - Treasury 5.63% 0 6.10% $1,727

* APR = Annual Percentage Rate

** Sample Payment assumes a loan amount of $300,000 with an 80% loan to value.

Rates posted are indications only and are subject to change without notice. Your actual rate and/or points may be different, as many factors can affect the final interest rate.

Motorcycle, Boat or RV
Effective Date: Saturday, February 4th, 2023
TermMthly Payment Per $1,000APR*
Motorcycle Loans
New - Up to 84 months $14.76 6.49%
Used - Up to 60 months $21.07 9.99%
Recreational Vehicle Loans
New - Up to 120 months $11.79 7.49%
Used - Up to 120 months $11.79 7.49%
Boat Loans
New - Up to 84 months $15.00 6.99%
Used - Up to 84 months $15.48 7.99%

*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Rate includes a 0.50% discount given for an automatic payment from a CME Credit Union Account.


**New vehicle loans are for 2023 and 2022 model years with less than 8,000 miles. Used vehicle are for 2022 to 2016 model years.


***All Vehicle and Recreational Vehicle Loans require Vendor Single Insurance (VSI) for a fee of $21.

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