We Have the Answers to Your Questions
A Certificate of Deposit (CD) is a savings certificate entitling the bearer to receive interest. A CD bears a maturity date, a specified fixed interest rate and can be issued in any denomination. When you open a CD, your money is on deposit for a specific time period. For agreeing to keep it on deposit for a specified time period, you earn more than you would in a regular savings account. If you cash it in before its maturity date, you pay a penalty.
Contact CME CU at 401/463-3010 to request a stop payment , or log on to online banking and request stop payment order there.
Our overdraft protection service is a FREE service that automatically transfer funds from your Primary Savings, to cover checks that look to clear your checking account, when there is not enough funds to cover your check. Learn more.
No. we do not currently offer travelers checks or money orders. We do provide cashier checks for member. These provided guaranteed funds to the recipient.
You can notifying us of a change of address by sending CME CU a Contact Us form form our Website or Online Banking, calling to Credit Union or visiting one of our branches.
Daily Card limits for cash and purchases are separate limits. The standard limits are $400.00 daily on cash and $400.00 daily on purchases (provided funds are in account). Members can request a temporary or permanent increase to these limits by contacting CME CU.
No. You do not have to be a CME CU member to apply for a loan. Once your loan is approved, you will need to join the credit union before we can disperse the funds for your loan.
Become a Member
A Certificate of Deposit (CD) is a savings certificate entitling the bearer to receive interest. A CD bears a maturity date, a specified fixed interest rate and can be issued in any denomination. When you open a CD, your money is on deposit for a specific time period. For agreeing to keep it on deposit for a specified time period, you earn more than you would in a regular savings account. If you cash it in before its maturity date, you pay a penalty.
To establish good credit, you need a steady work record and continued residence at the same address. If you do not have a checking account, open one and be careful not to bounce checks. Read more about establishing good credit.
Our overdraft protection service is a FREE service that automatically transfer funds from your Primary Savings, to cover checks that look to clear your checking account, when there is not enough funds to cover your check. Learn more.
